FinanceBuzz is a financial magazine that provides news on all the latest topics in the world of finance: stock market, investing, business, personal finance, and more. FinanceBuzz’s team of writers are on top of every breaking story, so you don’t have to. This isn’t a generic news aggregator or blog—it’s a real, dedicated source of information for anyone interested in making money in the markets. All of this information is presented in an easy-to-read layout with charts and graphs designed. As individuals approach different life stages, planning for healthcare coverage becomes crucial. For many, Medicare is a vital source of health insurance during retirement. Medicare is a federal health insurance program primarily designed for individuals aged 65 and older. However, certain circumstances may enable younger individuals to qualify for Medicare benefits. Understanding the different enrollment periods is vital to ensuring timely and comprehensive coverage. The Initial Enrollment Period is the first window for individuals to apply for Medicare. It begins three months before their 65th birthday month and lasts for three months after their birthday month. During this period, eligible individuals can enroll in Medicare Part A (hospital insurance) and Part B (medical insurance). Missing the IEP may result in late enrollment penalties and delayed coverage, so planning ahead and applying during this window is essential.